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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 610-649-4500.
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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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Roberta Not Only Found Our Lovely Home…
“…but handled every detail of the transaction in the most professional way.
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Roberta Barolat
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WELCOME!
Benvenuto! Bienvenu! Hola!
In a perfect world, every real estate professional would speak your language.
I'm Roberta Barolat-Romana of
Prudential Fox & Roach
America's NUMBER1EXPERT™
for Bryn Mawr, Gladwyne, Radnor and Wayne real estate... Relocating across the street or around the globe requires the skill and expertise of a Real Estate Professional. Over the past fifteen years, I have worked with hundreds of clients to successfully buy and sell some of the finest homes on the beautiful Philadelphia Main Line. Clients trust, respect and depend on me to manage the details of their real estate transactions. I specialize in domestic and international relocation and work with many clients, including relocating executives, who speak Italian, French and Spanish.
First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
What do 84% of homebuyers who use the Internet to search for homes have in common?
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| A |
They use a real estate agent to purchase their home.
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Roberta Barolat
Prudential Fox & Roach
338 W. Lancaster Avenue
Haverford, PA 10941
610-649-4500
Fax: 610-525-5646
homes-mainline@NUMBER1EXPERT.com
Relocating across the street or around the globe requires the skill and expertise of a Real Estate Professional. Over the past 15 years, Roberta Barolat has worked with hundreds of clients to successfully buy and sell some of the finest homes on the beautiful Philadelphia Main Line. Clients trust, respect and depend on her to manage the details of their real estate transactions. She specializes in domestic and international relocation and works with many clients, including relocating executives, who speak Italian, French and Spanish. Call or email her today!
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